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Secured Loans

Your smart saving strategy is about to pay off big time to help you build your credit.

Looking to build your credit history quickly and safely while accessing money you need? With Devidot Credit Union, you can use your savings balances as collateral for a personal loan with a low interest rate. The bottom line? You get the cash to take care of today's needs while leaving in place the savings that's going to give your family a brighter tomorrow.

  • Funds available for any purpose, from home remodeling to major purchases and family vacations
  • Continue to earn interest on deposits while paying a low loan rate
  • Loans can be secured with either savings account balances or certificates of deposit
  • Low monthly payments
  • flexible repayment terms, with a maximum of 60 months
  • Ideal for paying off higher interest credit cards or loans
Devidot Credit Union serves members across Delaware with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.