FHA Mortgage

It can take years to save up a big down payment. It can be hard to build credit scores to the highest level. But relax, you don't need perfect finances to get your own place. At Devidot Credit Union, we know how to help people qualify for government-backed loans that go a long way toward making their all-American dreams come true.

• Federal Housing Authority loans are ideal for first-time homebuyers
• Low down payment options - as little as 3.5% of the appraised value
• Qualify for funding with less-than-perfect credit
• Available in a variety of fixed-rate and adjustable-rate loan options
• Gift funds may be used for down payment or closing cost assistance
• Co-applicant can help with qualification even though they will not live in the home
• Borrower may request a streamline refinance
• No reserve requirements for one-unit or two-unit properties