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Business Account Rates

Here's the bottom line - our rates can put your finances in a more powerful position.

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While you're busy running your company, our rates are working hard behind the scenes to make the most of your money. 

Accordion Section

Term Eligible for IRA or SEP Minimum Balance Rate Annual Percentage Yield (APY1)
3-Month Certificate No $500 0.15 0.15
6-Month Certificate No $500 0.20 0.20
9-Month Certificate No $500 0.30 0.30
12-Month Certificate Yes $500 0.30 0.30
15-Month Certificate Yes $500 0.35 0.35
18-Month Certificate Yes $500 0.35 0.35
24-Month Certificate Yes $500 0.45 0.45
36-Month Certificate Yes $500 0.55 0.55
48-Month Certificate Yes $500 0.70 0.70
60-Month Certificate Yes $500 0.75 0.75

1Annual Percentage Yield assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings.

Account Balance Rate Annual Percentage Yield (APY1)
$0 to $99.99 0.00 0.00
$100 to $9,999.99 0.05 0.05
$10,000 to $49,999.99 0.15 0.15
$50,000 to $99,999.99 0.20 0.20
Greater than $100,000 0.25 0.25

1Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances.

Account Type Minimum Balance Rate APY
Business Advantage Checking1 $20 to open 0.00 0.00

1Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances.

Account Type Account Balance Rate Annual Percentage Yield (APY)
Business Advantage Money Market $2,500 to $9,999.99 0.15 0.15
Business Advantage Money Market $10,000 to $24,999.99 0.15 0.15
Business Advantage Money Market $25,000 to $49,999.99 0.20 0.20
Business Advantage Money Market $50,000 to $99,999.99 0.30 0.30
Business Advantage Money Market Greater than $100,000 0.75 0.75

1Balances below $2,500 in Money Market accounts do not earn dividends.

Devidot Credit Union serves members across Delaware with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.